|LIFE & HEALTH » Personal | Employee Benefits | Disability | Long-Term Care||REPORT A CLAIM|
Disability insurance is a form of insurance that is often overlooked in its importance to the financial-well being of families. The need for health insurance and life insurance is fundamentally understood by most people. Conversely, the need for disability insurance is understated by many people and misunderstood by others.
If you become sick or are injured and can't work, will you be able to pay bills and maintain your standard of living? If you do not have this important protection from your employer, you should give strong consideration to purchasing this valuable insurance protection. Disability income insurance helps you to pay bills by replacing a portion of your income in the event of serious illness or an accident. It can help to maintain your current lifestyle and help protect you and your family from going into serious debt.
Your chances of being disabled at some time during your working career are considerably higher than you might think. According to the Social Security Administration, "Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age" (SSA Publication No. 05-10029: www.ssa.gov/dibplan/index.htm).
Harris, Madden & Powell offers a number of disability insurance options from leading disability insurance carriers. Please take a moment to contact us to learn more about this important form of insurance protection.
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