Harris Madden & Powell

Have you ever thought about what would happen if you or someone in your family was involved in an accident or if someone was seriously injured on your property? In today’s litigation filled society, you don’t have to be wealthy to need more protection than your existing auto, homeowners or watercraft policies provide.

In fact, if you want to fully protect the assets belonging to you and your family, extra coverage in the form of an umbrella insurance policy is your answer. Personal umbrella policies are designed to provide liability coverage after the liability limits of your home, auto or boat insurance have been exhausted.

In the event of a serious accident or a jury award, basic policy limits may fall short. A typical personal umbrella, with no unusual exposures, is quite inexpensive for $1 million in coverage. In fact, personal umbrella policies are one of the best insurance values today. In a world of aggressive litigation, it makes sense to consider this option. Be sure you to ask your Harris, Madden & Powell representative about this valuable coverage.

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