Beyond Policies

We’re not in the insurance business to simply sell a policy. We’re in business to create enduring relationships by becoming a valuable extension of each client’s team. We’re proud of the trust our clients place in us.

Southern Roots. National Reach.

HMP has deep roots in Memphis and the Mid-South. While many of our clients are concentrated in Tennessee, Mississippi and Arkansas, we can provide complete protection nationwide for many of our clients.

Providing Tailored Solutions

Because we’ve already taken the time to understand your industry, we’ll focus instead on your distinct goals, potential risks and unique situation. Based on this discovery phase, we’ll recommend specific services and policies, along with the rationale for each.

Curious what we might ask? Check out our HMP Discovery Checklist here.

Redefining ‘Insurance’

An agent should offer more than coverage. They should always consider your risk from every potential angle with an eye to emerging trends and hazards that may not be immediately obvious.

If your agent is only telling you what you need to buy but fails to mention strategies for mitigating risks before they even arise, they aren’t safeguarding you as they should. You deserve an agent that’s as interested in preventing a claim as they are in resolving a claim.

Industry Specialization

HMP has made a name for itself in the construction industry, but it’s not our only specialization. Some of our most noteworthy partnerships operate in these lines of business:

  • Construction
  • Manufacturing
  • Distribution
  • Retail
  • Transportation
  • Technology
  • Medical
  • Professional Services 

Of course, regardless of your particular industry or personal assets, the principles of sound insurance and risk management still apply, and HMP is ready to work in any arena required.

Surety Know-How

Whether you wish to start a new surety program or retool an existing one, HMP has the know-how required to establish surety credit and secure the bonds you need.

Our market-access includes, but is not limited to:

  • Bid Bonds
  • Performance Bonds
  • Payments Bonds
  • Maintenance Bonds
  • Supply Bonds
  • License Bonds
  • Permit Bonds

Expect Respect

We understand what you do isn't easy. Our job is to protect you from risk so that you can confidently push for more growth. We promise to simplify, explain and manage every aspect of your account so you can focus on the full plate of responsibilities you already have.