Harris Madden & Powell Inc. was formed in 2001 by the merger of two of the Mid-South’s most recognizable agencies. Here at HMP, we take an unassuming, straightforward approach to partnership. And while formality may not be our thing, you can rest assured that we’re fiercely loyal to our clients and business partners and dedicate ourselves daily to delivering our best work on their behalf.

Insurance can be a confusing purchase. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can be overwhelming.

Harris, Madden & Powell has been an independent agency for more than 30 years. We’ve seen first-hand how the benefits of and independent agency can benefit our policyholders. Here are a few reasons why we believe the independent agency experience benefits you:

  1. They give you options– Independent agents at Harris Madden and Powell represent many different insurance companies that offer a wide variety of coverage options and price points. With our knowledge of each market, our job is to find you the best coverage, with the best value and service for your business. Once we understand your business and your risk, we go to the insurance market on your behalf to find multiple options, but you only have to work with one company.  
  2. They are licensed experts – Independents can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing their customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the customer can afford. Why wouldn’t you seek the advice of a licensed insurance professional to be certain that your home, your auto, or your business is properly protected?
  3. They are personal advisers– Agents not only find you competitive pricing, they make sure you are adequately covered. Working with you face-to-face, your agent becomes your personal adviser, taking the time to listen to you and understand your individual needs. They know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss.
  4. They are your advocate– If you have a billing or claim concern, or need to change your coverage, your agent can be your advocate, working with the insurance company on your behalf.
  5. They offer one-stop shopping– Independent agents can often meet all of your insurance needs with the companies they represent. At HMP, because we have access to over 100 carriers, we are able to provide your companies needs, as well as your personal home, auto, and Life Insurance needs. We also specialize bonding for all different types of companies.
  6. They are consultants for a lifetime– Independent agents periodically review your coverage and understanding changes that business and life can bring and help adjust your coverage when those changes occur, whether it be a new business, a new construction opportunity or even a new teen driver in the house. We can navigate those changes and create a plan to keep you covered.