It only takes a moment for everything to change. As families add children, buy property and take on more expenses or debt, the impact of lost wages can be significant. Whether it’s a permanent loss of income due to death or a temporary loss due to accident or injury, every family needs a safety net. Unfortunately, most families are underinsured when it comes to life insurance. That’s why HMP offers a free, no-pressure life insurance review to make sure you — and your family — are adequately protected moving forward.

Depending on your own goals, family size and stage of life, some of the policies we might recommend include: